First Time Buyers Program

Deals for Young Drivers & First Time Buyers


Made for you

The First Time Buyers Program, available through Ford credit, is an exciting program available at Ewald's Venus Ford. This program is designed to make the car buying process much easier for the first time buyer. We offer deals to teenage drivers attending both high school and college.

With our First Time Buyers Program we can offer a low down payment, low monthly payments, and low interest rates. At Ewald's Venus Ford, we understand how stressful car buying can be if you are a first time buying. Through the First Time Car Buyers Program, we hope to make every step of buying your first Ford car, truck, hybrid, crossover, van, or SUV easier.

How to apply

If you are interested in taking advantage of this program, fill out the form. See dealer for complete details on requirements, restrictions, and eligibility.

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Terms and Conditions
Ewald's Venus Ford is proud to offer our First Time Buyers Program through Ford credit. The terms and conditions of the program are as follows:

Customer Eligibiity
  • Applicant has no previous automotive credit history on his/her bureau
  • No derogatory credit history found on bureau
  • Minimum verifiable 6 months on current job or qualified co-buyer
  • Verifiable (pay stub, W-2, etc.) monthly income suffiecient to cover vehicle payment, ordinary living expenses (including rent, utilities, etc) and all currently outstanding debt, if any.
  • Payment to income ratio of 15% or less
  • In order to qualify for this program there is a payment cap of $350/month - If customer's payment is over $350.00, they will not qualify for the FTB program.
  • Tier 5 is not eligible
  • Term is not to exceed 72-months retail, 48 month lease

Total monthly debt to total monthly income ratio of 50% or less. Total monthly debt includes, if applicable:
  • Monthly vehicle payment
  • Monthly rent or mortgage payment
  • Other monthly payment obligations (installment loans, revolving loans, alimony or support payments, etc.)
  • Minimum $500 customer cash down
  • Maximum advance 100% of dealer invoice
  • All criteria must be met in order to qualify

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